How To Finance a Wheelchair Accessible Vehicle

How To Finance a Wheelchair Accessible Vehicle

For people in wheelchairs, attaining a wheelchair accessible vehicle can be much harder than it is to attain a non-accessible vehicle. People in wheelchairs need special seating options. Even people with partial mobility will have to have modifications done to their vans and cars in order to comfortably access them for driving or riding as a passenger.

One of the hardest parts of getting a wheelchair accessible vehicle deals with financing. Due to the high cost of wheelchair vehicles and the struggles that many disabled people face concerning employment and living on government disability or social security, for many, a wheelchair van is something they want but are just not able to afford without help.

The good news is that there are financing options for the disabled person who needs a wheelchair vehicle. While it may take a little bit longer to attain a vehicle with access for the handicapped, it is not impossible. All you need is some time to explore the possibilities and go through the process and you could have an accessible van in no time.

Do your research on pricing for wheelchair vans and modifications like wheelchair lifts and ramps - The number one reason people in wheelchairs do not have access to transport is because they cannot afford it. However, there are services that can help you attain a vehicle if you have a plan that is well thought out. You need to know the correct pricing for a van that is accessible and what it would require (any special features) to be suitable for your disability. Once you have a clue as to pricing, you can start finding grants or leasing options that will help you attain a van of your own.

The homework you do will also help you to determine fair pricing. With wheelchair vans, you need to look at two essential costs. The first cost is the cost of the van itself and the second cost is the modifications that are necessary to accommodate the wheelchair. For some people, it may be an option to purchase the van without the modifications and have them equipped with a wheelchair ramp or a wheelchair lift; adding ramps and lifts can be done by a local company if the price is drastically cheaper. While this may give you two loans as opposed to one, it could be easier to find funding for a wheelchair lift or ramp as opposed to the cost of the wheelchair van, and this could save you a significant amount of money in the long run.

Seek grants for wheelchair vehicles - There are numerous nonprofit agencies that offer grants for funding a new wheelchair accessible van for a non-ambulatory person. Of course, as with anything free, you will need to do a little digging to find these places. However, there are many nonprofits out there. If you have a common disability, it is likely there is an organization out there that will help you.

Visit to: http://disabled-grant.blogspot.com/


Source: http://www.howtodothings.com/automotive/a4145-how-to-finance-a-wheelchair-accessible-vehicle.html


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More Support for Students with Disabilities

More Support for Students with Disabilities

On 3 May 2011, the Prime Minister, the Hon Julia Gillard MP, announced the More Support for Students with Disabilities initiative.

Under the More Support for Students with Disabilities initiative, the Australian Government is providing $200 million additional funding to government and non-government education authorities to support their work with students with disability and/or learning difficulties. This is a short-term initiative being delivered over the 2012 and 2013 school years.

This initiative allows education authorities to use the funding to increase support for students with disability by building the capacity of schools and teachers to better meet students’ individual needs. Education authorities have the flexibility to select a range of activities that will best support students, teachers and schools in their jurisdiction. These activities may include the provision of coordinated services by health specialists within a school (e.g. occupational therapy), adapting  curriculum to students needs based on the latest expert advice and provision of assistive technology to support students’ learning in the classroom.

Funding to government education authorities will be provided under a National Partnership Agreement, with funding to the non-government education authorities being provided by aligned funding agreements. Each education authority will set out their selected activities and how they will achieve the objective and outcomes of this initiative. Following approval by the Australian Government, state and territory government Implementation Plans will be made available on the Federal Financial Relations website.

The Prime Minister, the Hon Julia Gillard MP and the Premier of NSW, the Hon Barry O’Farrell MP, jointly announced the NSW Government signing of the National Partnership for More Support for Students with Disabilities on 24 January 2012. As at 30 April 2012 all jurisdictions have signed the agreement.

Visit to: http://disabled-grant.blogspot.com/


Source: http://www.deewr.gov.au/Schooling/Programs/Pages/MoreSupportforSWD.aspx


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Government Grants Aimed to Help You Pay Your Bills and Debt

Government Grants Aimed to Help You Pay Your Bills and Debt

The federal and state governments provide assistance in the form of grants to students and other eligible US citizens. These are non refundable money paid to the people based on their eligibility criteria. In addition, several medical grants are available for individual's particularly disabled people and veterans. Here are some of these small Government Grants programs.

1. Federal Education Grant:

Educational Grants are given to students based on the educational achievements and financial position. These grants are given by Federal Government and provided in the form of Pell Grant or other grants through an application called FAFSA.

2. Other Educational Grants:

The states, educational institutions, private foundations, Corporate organizations provide educational assistance to students depending on the financial position and educational performance.

3. Disability Insurance:

These are given to disabled and aged persons in the form of disability and medical insurance.

4. Disability Cash Benefits:

This cash benefit is given to the qualified disabled worker, blind or disabled individuals, disabled widow or widower, disabled son or daughter etc. Rehabilitaion programs are also given to these categories.

5. Medicare program:

Senior citizens having an age of 65 or above, disabled people less than 65 years of age, people with diseases like kidney failure requiring dialysis and transplant are given health insurance program under this category.

6. Medical Bills Payment:

Senior citizens and disabled people are given assistance to pay the medical bills, doctor fees and hospital charges. Under the new Medical Bill Debt Reduction Program, any individual can reduce the medical expenses after the foundation negotiating with hospitals or doctors to reduce the charges.

7. Children Health Insurance Plan:

The federal government has Insure Kids Now program in which children of eligible low income group workers are provided health insurance for low cost or for free.

8. Childcare Financial Assistance:

For qualified low income families some financial assistance in the form of grant is allowed for meeting child care expenses.

9. Veterans Health Benefits and Services:

This health insurance provides medical and hospitalization expenses to qualified individuals

Visit to: http://disabled-grant.blogspot.com/

Source: http://EzineArticles.com/2968311

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College Grants for Disabled Students

College Grants for Disabled Students

Although every single person carries the potential of becoming disabled every second, most people are not aware of this fact. Therefore, most facilities and services are arranged in a way that only people who are not disabled can benefit from them and this puts disabled people in difficult conditions in their daily lives. However, in the field of education, the situation is a little different. There are many scholarship schemes that are generated specifically for disabled people. With the financial assistance these people can get from different institutions, they can get the education they want without spending too much money. Here are some of these college grants for disabled students.

The National Federation of the Blind is one institution that provides scholarships and grants to blind people. The Dr. Jacob Bolotin Award Program is one of the programs offered by the federation. With this award a total of $50,000 will be allocated. National Federation of the Blind Scholarship Program has a wider scope. Within this program, there are 30 scholarships available ranging from $3,000 to $12,000 for each student winning the scholarship. The scholarship program is available to students residing in the United States, the District of Columbia, or Puerto Rico.

National Association of the Deaf is another institution with scholarship programs for disabled students, this time addressing the deaf. The Stokoe Scholarship offered by this association is available to graduate students who are studying sign language or the deaf community. For the deaf, it is also possible to go to a university specifically designed for them, Gallaudet University. The university also provides assistance to its students as they seek financial aid.

Other than associations and universities specifically for the disabled, there are societies which have grants for them as well. P Buckley Moss Society is one of them. There are three scholarship schemes at this society to which disabled students can apply. These are Judith Cary Memorial Scholarship, Anne and Matt Harbison Scholarship, and P. Buckley Moss Endowed Scholarship. The awards range from $1,000 to $1,500 and are awarded to either high school seniors or those students who are working towards a degree in Special Education at undergraduate or graduate level.

American Association on Health and Disability also has scholarships for students with disabilities. What is different at this association is that all disabled students can apply if they fulfill other requirements. In other words, what your disability is is not important when making an application at American Association on Health and Disability. Students are awarded $1,000. Other eligibility criteria for this scholarship include being a high school student and being enrolled in or accepted by a 4-year university or a graduate program on a full-time basis. Applicants also need to document their disability.

Visit to: http://disabled-grant.blogspot.com/ 


Source: http://EzineArticles.com/6439062


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DISABLED CHILDREN'S GRANTS

DISABLED CHILDREN'S GRANTS

Disabled children face a wide range of challenges depending on the kind and severity of their disability. Some of the things disabled children need, like medical care and education, can be much more expensive than they are for a non-disabled child. Disabled children's grants provide much-needed money so youth in this population can receive access to the services they need to live happy, healthy and fulfilling lives.

Assistance for Indian Children With Severe Disabilities
The U.S. Department of the Interior provides grants to children with disabilities who are enrolled in a federally-recognized American Indian or Alaskan Native tribe or whose parents are enrolled in such a tribe. The grant funding provides special education to disabled children in Indian tribes as well as other services a child might need to access education, such as interpreters and equipment.

IDEA Grants to States
Under the Individuals With Disabilities Education Act (IDEA), every child in the U.S. is entitled to a "free and appropriate" public education. To ensure the needs of disabled children are met, the U.S. Department of Education provides grants to states so that their school districts can supply education to disabled children.

Although parents and children are not directly eligible for IDEA grant money, they are eligible for assistance schools provided with IDEA grant money and may also participate in training programs funded by the Department of Education to help them understand and get the most out of the resources available through IDEA grants.Veterans' Children with Spina Bifida

Children with spina bifida who have at least one parent who served in either Vietnam or Korea may be eligible for grant money through the U.S. Department of Veterans' Affairs. The grant is paid as a monthly allowance. The amount of the allowance depends on the severity of the child's condition. To qualify, a child's parent must have served in Vietnam between January 9, 1962 and May 7, 1975 or in the Korean DMZ between September 1, 1967 and August 31, 1971.

Grants for children of Korean War veterans are only available if the parent was exposed to herbicides during his or her service. The grants do not cover children with spina bifida occulta.

Visit to:http://disabled-grant.blogspot.com/


Sourse:http://www.livestrong.com/article/224915-disabled-childrens-grants/


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Single Parent Families

The Impact of Single Parent Families


There is a rising trend in families across the nation. The number of divorce proceedings initiated is mounting and it is timely to talk about the impact of families on the children and the institution of the family itself. By default, the absence of one parent in the family structure has a negative impact on the relationship between the parent and the child as well as their individual interactions with society as a whole. It is a sad fact that they have to deal with prejudice at work or in the community. The lower socio-economic persona that is attributed to them to make them a target of abuse and hardships which should not be present at all in the first place.

The picture does not become clearer with respect to the children. Several studies have pointed out both short-term and long-term effects of parenting. Children who lack the supervision of a male parent usually are prone to misdemeanor, drug addiction and rebellion. A daughter in the family is more likely to end up as a single mother herself after being exposed to such a situation at an early age. Hate may also develop among the children and could pose a threat in their relationships outside the family. The incidence of dropping out from school, smoking, committing crime and alcoholism may also become prevalent. Some studies even suggest that children born of single-parent families tend to end up being poor compared to those who have a stable two-parent family. These things experienced inside a family tend to subside or worsen based on the following factors:

• The relationship of the child with the existing parent
• The financial situation of the family

The interplay of these factors will dictate how a child or a family will perform in the long run. In a more recent study, it has been shown that better financial stance of a residential family may help lessen the negative impact of a single-parent family. The anti-social behavior of a child inside such a family will subside in due time and with no long-term effects if proper education and attention is given all the time. It seems that a parent would have to double his or her efforts to pay attention to the needs of the child, whether it is material or social in nature. 

The bonds between the parent and child can also be strengthen in this circumstance because both parties are subjected to the same kind of stress and, therefore, they both share the same things they are going through. The responsibilities and challenges of living in a single-parent household necessarily would mean shared responsibilities among the remaining members. This creates a sense of pride in the work of each member and a consciousness that they have to contribute because their help is needed badly by the family. Experts have observed that children inside such families are able to mature early on because they are exposed to conflict, and depending upon their personality and upbringing, this can help them learn real world skills in mediation and diplomacy.

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Source:http://www.articlesbase.com/home-and-family-articles/the-impact-of-single-parent-families-4817853.html

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