Apply For Disabled Grants

One of the best resources for business grants for veterans is the US Small Business Administration (SBA) office near you. Federal government grants are also available for veterans looking to make a difference in the community.The Obama administration recently passed the American Recovery and Reinvestment Act (ARRA) of 2009 which set aside 787 billion dollars to revitalize the ailing economy. Out of the 787 billion dollars 275 billion dollars have been earmarked as federal government grants. You can avail grants from this sum if you meet the strict eligibility criteria. Financial assistance received through government grants is the best way to fund a business as the money need not be repaid. Apply Today!!

Small Business Startup Grants

The government grants are mostly given to nonprofit organizations and institutes working towards the betterment of society. The government also provides financial aid to business dealing with renewable energy and energy efficiency solution providers. The Obama government has even set up a task force on veterans small business development to support veterans run and start their businesses.

If you are looking for grants, then one of the things you could do is talk to the officer with the Small Business Administration (SBA). The SBA has set up the Office of Veterans Business Development, and you can check out the location of an office near you on the SBA website. The SBA is also the right place to check for small business grants for disabled veterans and small business grants for women.

Another resource for checking small business government grants for veterans is the Catalog of Federal Domestic Assistant (CFDA) website. The website has free details of over two thousand federal assistance programs. The website also has a help desk number which you can call for assistance regarding government small business grants and loans.

The local chapter of the Chamber of Commerce is also a good start if you are looking for small business loans and grants for veterans. They have several funding opportunities and if you fit the eligibility criteria you could qualify for a grant and if not you could check their list of available loan opportunities. They have specific grants like small business grants for minorities and women which you could apply for.

If you have seen advertisements that offer financing for veterans for a small fee, stay away as most of the information they offer is available free on the government grants website. If you have identified the grant which best qualifies you from the CFDA website, you can use the CFDA number to apply for that particular grant on the governments grant website.

There are several new funding opportunities under the American Recovery and Reinvestment Act of 2009 (ARRA) which a veteran can take advantage of. The details for these new opportunities is made available by the administration on its government recovery website. The 275 billion dollars worth of grants are set to be made available over a period of ten years with most of them being given out in the first three years.

Another resource for loans for veterans is the nonprofit organizations (NPOs). There are many NPOs who work for the betterment of veterans and their families. The Internet is the best resource for finding an organization which will accommodate your needs. Try organizations like 'Rotary' as they have a lot of community development programs under which they could provide financial help for veterans.

The US Department of Commerce has a Minority Business Development Agency (MBDA) which is another place for you to check for grants for veterans from the minority community. It is advisable to invest some time in researching for grants as the financial reward is well worth the effort.
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Friday, July 20, 2012

Disability-Housing Grants for Single Mothers

Disability-Housing Grants for Single Mothers
Single mothers have the formidable task of balancing their workload at home and meeting the demands of their job since they have to care for their family all on their own. The Women, Infants and Children (WIC) program helps women and children, living below the Federal Poverty Level, get adequate nourishment. The program ensures that pregnant and postpartum women and infants and children up to age of 5, can receive checks or food coupons to purchase foods rich in one or more nutrients, viz. protein, iron, calcium, and vitamins A and C. In addition to WIC, the Temporary Assistance To Needy Families Grant (or TANF Grant) helps women take care of children in the comfort of their home and promotes work related opportunities to minimize the dependence of families on government benefits. In addition to these programs, the Federal Government has also instituted housing grants for single mothers. These grants are disbursed to state governments and non-profits who use the funds to provide housing assistance to women.
Federal Housing Grants for Single Mothers
Low-income Families
The Federal Govt. allows women, whose annual household income is less than 50% of the median income for the county or the metropolitan area where they are residing, to receive housing vouchers that are administered locally by public housing agencies (PHAs). Women can choose where they would like to reside and pay the difference between the actual rent charged by the landlord and the amount of subsidy paid by the PHA in lieu of the voucher. Women may also be allowed to purchase the rental home provided the rental unit measures up to PHA standards. These housing vouchers are distributed by a network of 2,400 local, state and regional housing agencies. Today, nearly 2 million low-income families have vouchers. These vouchers may also be used to pay the rent for a home that is currently occupied by the single mothers. It's believed that nearly 54 percent of the vouchers are being used by families with children, 19 percent by people with disabilities over the age of 62 and 17 percent by the elderly.
The government also administers federal aid to the PHAs so that they can maintain, plan and develop public housing units. Today, there are 3300 PHAs that provide accommodation to nearly 1.2 million households. Women who are interested in publicly owned homes should contact the PHAs for further details.
Women can apply for privately owned subsidized housing by visiting the website of the HUD and searching for subsidized private homes. In case of subsidized apartments/homes, the landlords are the direct recipients of the Federal Grant that aims to subsidize housing for people from low income families and for those with disabilities. In general, women whose household income is less than 80 percent of the income of the county where they are residing are eligible to live in privately owned subsidized homes.
Women with Disabilities
Shelter Plus Care Program grants are used for providing Tenant-based Rental Assistance (TRA), Sponsor-based Rental Assistance (SRA), Project-based Rental Assistance with (PRAW) or without rehabilitation (PRA) and Section 8 Moderate Rehabilitation Program for Single Room Occupancy (SRO) Dwellings. These are meant for people with disabilities so that they can receive shelter and supportive services on a long-term basis. Although, housing grants can help women tide over difficult times, women should not rely solely on Federal Aid, rather, they should ensure that they become self-sufficient so that they can provide for their family all on their own.

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Friday, July 6, 2012

Grants for Disabled Adults

Grants for Disabled Adults

However, the Government review of all benefits, changes to eligibility criteria and the introduction of different methods of assessment is shaking the security of many disabled adults.

This together with cuts in local services and the increased cost of living is worrying many of us about the extra cost of being disabled.

Questions are being asked about how to maintain independence, pay for care, keep a job, fund old age......without the extra funds and support.

Not everyone will need extra help and some may not like to accept money from trusts and charities. It all depends on your own situation.

But the fact is, many are looking at grants to fund essentials for everyday life such as medical equipment, home adaptations, or an education missed through ill health.

And, although charities and trusts are supporting more people with less, they are still able to offer grants for disabled adults - though, not as many as those for disabled children.

With adults, the criteria for grants will be varied - it may depend on your disability, your job, which part of the country you live in, your religion or financial situation.


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Tuesday, July 3, 2012

Special Personal Grant Schemes For Disabled People

Special Personal Grant Schemes For Disabled People

Leading a disabled life is burdensome not only for an individual suffering but also for the family. In such a situation, government grants for disabled people are no less than miracle and they are in fact the coupons to happiness in the times of personal struggle. 

The disabled person needs extra time to do even simple tasks and requires lots of money in order to lead a normal life. A disabled person has large expenses for different reasons such as expenses incurred on buying of wheelchair, hoists and other alike things. Even travel costs are higher for such people and moreover working hours also get reduced and thus adversely affect their ability to earn and sometimes earnings may get zero posing hardships in their survival.

If any individual under the age of 22 years is suffering from physical or mental disability, then according to federal law, developmental disability is the category of such an individual. To provide help to such individuals, federal government has devised many funding programs to provide support and raise their productivity. 

These grants take care of every aspect of disabled person’s life be it diagnosis, treatment, education and even employment. Grants are also available for guardians or caretakers so as to help them in getting required material and equipments needed by the disabled. Grant is also given to the owner of the house in which the disabled person is living so that house can be maintained in such a way to avoid any trouble to the individual. 

Almost every American state has framed rules under which provisions are made for the both physically and mentally challenged people. Even the United States Department of Housing and Urban Development through its grants had assisted many non-elderly disabled individuals and families to lease houses.

It is viewed by the department that young disabled people often face difficulties in finding safe, suitable, accessible and affordable houses. 
If you are struggling with your life physically and want to achieve your dreams then why not think of grants which have been sanctioned in hundred of million dollars by the government. 

You can not only clear your debt and meet the costs of high medical bills but also can achieve your dream of owning a house. But the need is to take the advantage of the grants being offered. One can apply for more than one disability grant at the same time because if you are not able to qualify for particular one, you may be eligible for another one.


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Monday, June 25, 2012

How To Finance a Wheelchair Accessible Vehicle

How To Finance a Wheelchair Accessible Vehicle

For people in wheelchairs, attaining a wheelchair accessible vehicle can be much harder than it is to attain a non-accessible vehicle. People in wheelchairs need special seating options. Even people with partial mobility will have to have modifications done to their vans and cars in order to comfortably access them for driving or riding as a passenger.

One of the hardest parts of getting a wheelchair accessible vehicle deals with financing. Due to the high cost of wheelchair vehicles and the struggles that many disabled people face concerning employment and living on government disability or social security, for many, a wheelchair van is something they want but are just not able to afford without help.

The good news is that there are financing options for the disabled person who needs a wheelchair vehicle. While it may take a little bit longer to attain a vehicle with access for the handicapped, it is not impossible. All you need is some time to explore the possibilities and go through the process and you could have an accessible van in no time.

Do your research on pricing for wheelchair vans and modifications like wheelchair lifts and ramps - The number one reason people in wheelchairs do not have access to transport is because they cannot afford it. However, there are services that can help you attain a vehicle if you have a plan that is well thought out. You need to know the correct pricing for a van that is accessible and what it would require (any special features) to be suitable for your disability. Once you have a clue as to pricing, you can start finding grants or leasing options that will help you attain a van of your own.

The homework you do will also help you to determine fair pricing. With wheelchair vans, you need to look at two essential costs. The first cost is the cost of the van itself and the second cost is the modifications that are necessary to accommodate the wheelchair. For some people, it may be an option to purchase the van without the modifications and have them equipped with a wheelchair ramp or a wheelchair lift; adding ramps and lifts can be done by a local company if the price is drastically cheaper. While this may give you two loans as opposed to one, it could be easier to find funding for a wheelchair lift or ramp as opposed to the cost of the wheelchair van, and this could save you a significant amount of money in the long run.

Seek grants for wheelchair vehicles - There are numerous nonprofit agencies that offer grants for funding a new wheelchair accessible van for a non-ambulatory person. Of course, as with anything free, you will need to do a little digging to find these places. However, there are many nonprofits out there. If you have a common disability, it is likely there is an organization out there that will help you.

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Tuesday, June 12, 2012

More Support for Students with Disabilities

More Support for Students with Disabilities

On 3 May 2011, the Prime Minister, the Hon Julia Gillard MP, announced the More Support for Students with Disabilities initiative.
Under the More Support for Students with Disabilities initiative, the Australian Government is providing $200 million additional funding to government and non-government education authorities to support their work with students with disability and/or learning difficulties. This is a short-term initiative being delivered over the 2012 and 2013 school years.
This initiative allows education authorities to use the funding to increase support for students with disability by building the capacity of schools and teachers to better meet students’ individual needs. Education authorities have the flexibility to select a range of activities that will best support students, teachers and schools in their jurisdiction. These activities may include the provision of coordinated services by health specialists within a school (e.g. occupational therapy), adapting  curriculum to students needs based on the latest expert advice and provision of assistive technology to support students’ learning in the classroom.
Funding to government education authorities will be provided under a National Partnership Agreement, with funding to the non-government education authorities being provided by aligned funding agreements. Each education authority will set out their selected activities and how they will achieve the objective and outcomes of this initiative. Following approval by the Australian Government, state and territory government Implementation Plans will be made available on the Federal Financial Relations website.
The Prime Minister, the Hon Julia Gillard MP and the Premier of NSW, the Hon Barry O’Farrell MP, jointly announced the NSW Government signing of the National Partnership for More Support for Students with Disabilities on 24 January 2012. As at 30 April 2012 all jurisdictions have signed the agreement.

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Saturday, June 9, 2012

Government Grants Aimed to Help You Pay Your Bills and Debt

Government Grants Aimed to Help You Pay Your Bills and Debt

The federal and state governments provide assistance in the form of grants to students and other eligible US citizens. These are non refundable money paid to the people based on their eligibility criteria. In addition, several medical grants are available for individual's particularly disabled people and veterans. Here are some of these small Government Grants programs.

1. Federal Education Grant:

Educational Grants are given to students based on the educational achievements and financial position. These grants are given by Federal Government and provided in the form of Pell Grant or other grants through an application called FAFSA.

2. Other Educational Grants:

The states, educational institutions, private foundations, Corporate organizations provide educational assistance to students depending on the financial position and educational performance.

3. Disability Insurance:

These are given to disabled and aged persons in the form of disability and medical insurance.

4. Disability Cash Benefits:

This cash benefit is given to the qualified disabled worker, blind or disabled individuals, disabled widow or widower, disabled son or daughter etc. Rehabilitaion programs are also given to these categories.

5. Medicare program:

Senior citizens having an age of 65 or above, disabled people less than 65 years of age, people with diseases like kidney failure requiring dialysis and transplant are given health insurance program under this category.

6. Medical Bills Payment:

Senior citizens and disabled people are given assistance to pay the medical bills, doctor fees and hospital charges. Under the new Medical Bill Debt Reduction Program, any individual can reduce the medical expenses after the foundation negotiating with hospitals or doctors to reduce the charges.

7. Children Health Insurance Plan:

The federal government has Insure Kids Now program in which children of eligible low income group workers are provided health insurance for low cost or for free.

8. Childcare Financial Assistance:

For qualified low income families some financial assistance in the form of grant is allowed for meeting child care expenses.

9. Veterans Health Benefits and Services:

This health insurance provides medical and hospitalization expenses to qualified individuals

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Wednesday, June 6, 2012

College Grants for Disabled Students

College Grants for Disabled Students

Although every single person carries the potential of becoming disabled every second, most people are not aware of this fact. Therefore, most facilities and services are arranged in a way that only people who are not disabled can benefit from them and this puts disabled people in difficult conditions in their daily lives. However, in the field of education, the situation is a little different. There are many scholarship schemes that are generated specifically for disabled people. With the financial assistance these people can get from different institutions, they can get the education they want without spending too much money. Here are some of these college grants for disabled students.
The National Federation of the Blind is one institution that provides scholarships and grants to blind people. The Dr. Jacob Bolotin Award Program is one of the programs offered by the federation. With this award a total of $50,000 will be allocated. National Federation of the Blind Scholarship Program has a wider scope. Within this program, there are 30 scholarships available ranging from $3,000 to $12,000 for each student winning the scholarship. The scholarship program is available to students residing in the United States, the District of Columbia, or Puerto Rico.
National Association of the Deaf is another institution with scholarship programs for disabled students, this time addressing the deaf. The Stokoe Scholarship offered by this association is available to graduate students who are studying sign language or the deaf community. For the deaf, it is also possible to go to a university specifically designed for them, Gallaudet University. The university also provides assistance to its students as they seek financial aid.
Other than associations and universities specifically for the disabled, there are societies which have grants for them as well. P Buckley Moss Society is one of them. There are three scholarship schemes at this society to which disabled students can apply. These are Judith Cary Memorial Scholarship, Anne and Matt Harbison Scholarship, and P. Buckley Moss Endowed Scholarship. The awards range from $1,000 to $1,500 and are awarded to either high school seniors or those students who are working towards a degree in Special Education at undergraduate or graduate level.
American Association on Health and Disability also has scholarships for students with disabilities. What is different at this association is that all disabled students can apply if they fulfill other requirements. In other words, what your disability is is not important when making an application at American Association on Health and Disability. Students are awarded $1,000. Other eligibility criteria for this scholarship include being a high school student and being enrolled in or accepted by a 4-year university or a graduate program on a full-time basis. Applicants also need to document their disability.

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